Daily Prelims Newsletter(UPSC)|10 JUN 2021 | RaghukulCS

Daily Prelims Newsletter For UPSC
| RaghukulCS

10 June 2021-Thrusday

Table Of Contents

Science and Technology 

  • Black fungus Disease 


  • Saral Jeevan Bima 

Polity and Governance 

  • Surakshit Hum Surakshit Tum Abhiyan

International Relations 

  • BRICS 
  • Organisation for Economic Cooperation and Development (OECD) 

Science and Technology

Black fungus Disease

Why in News?

As the second wave of COVID-19 ebbs away, the number of black fungus patients is oncontinuos rise.

About the Disease:

  • It is also called as Mucormycosis or Zygomycosis.
  • It is a serious but rare fungal infection.
  • It is caused by a group of molds called mucormycetesnaturally present in the environment.
  • The disease mostly manifests in the skin but can also affect the lungs and the brain.

Vulnerable Section:

  • It mainly affects people on medication for some health problems which reduces their ability to fight such environmental pathogens.


  • Sinuses or lungs of affected individuals get affected when they inhale fungal spores present in the air.
  • Initial signs include pain and redness around the eyes or nose, fever, coughing,  headache, shortness of breath, and even altered mental status in some cases.


  • Treat with Antifungals.
  • It may later require surgery.


Saral Jeevan Bima

Why in News?

Saral Jeevan Bima, which was launched by IRDAI  in 2020, has become a popular term life insurance product among the people.

About Saral Jeevan Bima:

  • IRDAI in 2020 mandated that all life insurers must launch the Saral Jeevan Bima plans from 1stJanuary, 2021.
  • Saral Jeevan Bima is a standard term life insurance plan offering protection to people who are self-employed or who belong to a lower income category.
  • It can be purchased by people in the age group of 18 to 65 years and will have a policy term from 5 to 40 years.
  • The sum assured under the policy ranges from ₹ 5 lakh to ₹ 25 lakh.
  • However, the insurer will have the option to provide a sumassured even beyond ₹ 25 lakh.
  • It provides for payment of the assured sum in lump sum amount to the nominee in case of the life assured’s death during the policy term.
  • Other than suicides, there are no exclusions.

About Term Life Insurance:

  • It guarantees payment of a stated death benefit to the beneficiaries (nominee) if the insured person dies during the specified term.
  • These policies have no value other than the guaranteed death benefit and do not feature as savings component which is found in other whole life insurance product.
  • Term life premiums are determined by insurers on the basisof a person’s age, health, and life expectancy.

Polity and Governance

Surakshit Hum Surakshit Tum Abhiyan

Why in News?

Recently, NITI Aayog in association with Piramal Foundation launched ‘Surakshit Hum Surakshit Tum Abhiyan’ in the 112 aspirational districts.

This drive aims to assist the administration in providing home care support to Covid-19 patients, who are asymptomatic or have mild symptoms.

About Surakshit Hum Surakshit Tum Abhiyan:

  • It is under a special collaborative initiative in which local leaders, civil societies and volunteers will work with the district administrations to address emerging issues across the key focus areas of the Aspirational Districts Programme.
  • It will be led by district magistrates in partnership with over 1000 local NGOs.
  • It aims to reach every affected person in these 112 districts.

Related Information: Aspirational DistrictsProgramme

  • Launched in 2018, as the ‘Transformation of Aspirational Districts’ Programme (TADP).
  • Districts in India affected by poor socio-economic indicators are considered Aspirational Districts.
  • These are aspirational since improvement in these districts can lead to the overall improvement in human development in the country.
  • It is co-ordinated by NITI Aayog. Many individual Ministries have also assumed responsibility to drive the progress of districts.
  • Areas of Focus under Aspirational District Programme are:

International Relations


Why in News?

Virtual BRICS Foreign Ministers meet was held recently.

About BRICS:

  • BRICS is an acronym for the grouping of the world’s leading emerging economies, i.e., Brazil, Russia, India, China, and South Africa.
  • The British Economist Jim O’Neill coined the term BRIC in 2001 to describe the four emerging economies of Brazil, Russia, India, and China.
  • The grouping was formalised in 2006.
  • South Africa joined BRIC in 2010, after which the group adopted the changed acronym BRICS.
  • The chairmanship of BRICS is rotated annually among the members, in accordance with the acronym B-R-I-C-S.
  • The BRICS Leaders’ Summit is convened annually.
  • During the Sixth BRICS Summit in 2014 the leaders agreed to establish the New Development Bank (NDB) by Fortaleza DeclarationRelated Information: New Development Bank
  • The aim of the bank is to mobilize funds for infrastructure and sustainable development in the countries.
  • The ownership structure of NDB is unique, as each of the BRICS countries have an equal share and no country has any veto power.
  • NDB is headquartered in Shanghai, China.

Organisation for Economic Cooperation and Development (OECD)

Why in News?

OECD slashed India’s growth projection for FY22 to 9.9% from 12.6% due to resurgence of covid cases and lockdowns which threatened to stall the country’s nascent economic recovery.

About OECD:

  • It is an inter-governmental economic organisation, founded with objective to stimulate economic progress and world trade.
  • Most OECD members are high-income economies with a very high Human Development Index (HDI) and are thus regarded as developed countries.
  • It was founded in 1961.
  • It is headquartered at Paris, France.
  • India is not a member, but India is a key economic partner.
  • Reports and Indices released by OECD:
    • Government at a Glance 2017 report.
    • International Migration Outlook.

    • OECD Better Life Index.

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